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Bankruptcy Attorney

Not all bankruptcy lawyers have your best interests at heart. If you're looking to eliminate your debt in a responsible, effectual manner, our bankruptcy lawyers are the team you want on your side. A debt attorney from our team will sit down with you and guide you through the entire bankruptcy process, counseling you on financial decisions and easing your worries every step of the way. If you value compassionate and professional customer service as much as well-honed skills and years of experience, then you've come to the right place. Call IRS Tax Attorney Expert John A. Sterbick and associates today to learn more about how we can serve as your bankruptcy attorney in Tacoma. 

Filing for bankruptcy is a big decision, and it can impact your credit rating for years to come. That's why you need to make sure the whole procedure is handled by an experienced and caring bankruptcy attorney. Before you make any final decisions, IRS Tax Attorney Expert John A. Sterbick and associates will help you determine which property you can keep during your bankruptcy proceedings and which property may be at risk of seizure. We'll also be present during all of the proceedings and meetings with trustees and creditors for your protection. As your full-service bankruptcy attorneys, we want to make sure your proceedings go as smoothly as possible.

Chapter 7 Bankruptcy Lawyers

Looking to get a fresh start? You can eliminate all of your debt within a few months by filing for Chapter 7 bankruptcy. Chapter 7 bankruptcy can be a solution for individuals who are carrying a lot of debt that they simply cannot repay. Chapter 7 takes care of "unsecured" debt, or debt that doesn't have any collateral. Some examples include: 

  • Credit cardsSterbick & Associates - Bankruptcy lawyer
  • Personal loans
  • Medical bills
  • Lawsuits
  • IRS debts
  • Deficiencies on repossessed vehicles and foreclosed homes

With the help of our Chapter 7 bankruptcy attorneys, you should be virtually debt free within just a few, short months!

Chapter 13 Bankruptcy Lawyers

Do you have collateral property like a home or vehicle that's at risk of being repossessed due to your outstanding debts? Filing for Chapter 13 bankruptcy might be the right choice for you. With a Chapter 13 bankruptcy, you have the opportunity to consolidate some of your debts and propose a monthly payment plan over the next three to five years. During this time, all interest and penalties are halted, which makes repayment more feasible. Your creditors will receive a smaller sum than they would have originally, but they decide that being partially paid is better than not being paid at all. If you stick to the payment plan, you may be able to avoid foreclosure or repossession. 

Under Chapter 13, you may be able to liquidate debts that don't qualify for Chapter 7, such as:

  • Mortgage arrears
  • Student loans
  • Child support payments
  • Alimony payments
  • Tax liabilities

To learn more about your bankruptcy options and the most beneficial course of action for your financial situation, call IRS Tax Attorney Expert John A. Sterbick and our team of associates today. A debt attorney from our firm will outline all of the pros and cons for each option and make you feel confident about your decision. Our bankruptcy attorneys have more than 20 years of experience serving Tacoma-area residents and businesses, so contact us today for your free estimate!

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